can you get a mortgage with no job

can you get a mortgage with no job

When the Banks Say No: 3 Ways to Buy a House without the Bank Getting a mortgage loan officer job. No, in some states you need certain licensing to be a mortgage loan originator but as a general rule, no. Summary: I’m 20 years old, I have a GED, and all I do is meet with mortgage brokers, real estate brokers, and work on an average of about 50 deals a month.

 · You can get a home mortgage without ever having a credit card. It might not be as easy as it would be if you had used credit cards and other means to build up a credit history over the past several years, but it can be done.

 · How To Get a Credit Card With No Credit. Getting a credit card loan with no credit is the easiest type of credit to get from the 4 groups we’ll teach you about. There are 3 basic ways to start building credit without having credit. 1. Become an authorized user on a credit card belonging to a family member or friend. The credit card company can’t deny you because there is no application process.

line of credit vs refinance Because a home equity loan or line of credit is a shorter-term loan, it is more likely to have a lower interest rate than a cash-out refinancing plan, which may have the homeowner making payments for 20 years or more. In both cases, customers with good credit and more home equity stand to receive better rates.

I'm wondering if my husband & I would qualify for a mortgage under these. Don't play around with any lender that claims that they can get you.

Getting the savings together for a mortgage deposit to buy a house can be an uphill battle. if the money was given to you as a gift, with no obligation to pay it back. Of course, should you manage.

home equity rate & payment calculator Calculate payments | Chase Home Equity | – With a Chase home equity line of credit (HELOC), you can use your home’s equity for home improvements, debt consolidation or other expenses. Before you apply, see our home equity rates, check your eligibility and use our HELOC calculator plus other to get pre approved for a home mortgage

“She had no electricity. other odd jobs (tax return preparation and brewing and selling kombucha). As a result of the van.

Our advice would be to get your free annual credit reports for you and your wife (you can get those at and go to a local mortgage officer and get his/her advice on whether.

By the time that happens, you might have found another job. Provide Valid Information. Mortgage lenders don’t look favorably upon unemployment. Unfortunately, there is no way you could fudge your employment status on an application to refinance your mortgage. Not only do most lenders no longer grant loans without documentation, but fact-checking has become the norm.

how to get a good mortgage loan getting a loan for an investment property  · Home buying with a loan for primary residence vs investment property. Asked by Shiva, Fremont, CA fri nov 16, 2012. please chime in how things will work out in this scenario. At the time of buying a home, the buyer intent is to use it as primary residence and applies for a loan with better interest rate as it is primary home.and puts a borrower with low credit in a better position to get a loan or credit, as long as he or she puts down enough collateral. The type of collateral required by a lender depends on the type much will i save if i refinance my home Mortgage Payoff Calculator – Interest – See how you can pay your mortgage off faster, and save thousands of dollars in interest by adding a little to your monthly mortgage payment. Use this early mortgage payoff calculator to find out how much interest you can save making extra payments towards your monthly mortgage.

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